Paul Clitheroe

• Paul Clitheroe - seeking higher yields amidst low interest rates

  17 May 2013 | ipac Paul Clitheroe , investments , your money , Paul Clitheroe , my weekly view

  Low interest rates are great news for those of us with a mortgage. But for anyone relying on cash-based investments like term deposits, the Reserve Bank’s latest cut to the official cash rate means your savings will earn even less.
  Paul Clitheroe

• Paul Clitheroe - growing your super and saving on tax

  6 May 2013 | ipac Paul Clitheroe , superannuation , your money , Paul Clitheroe , my weekly view

  The end of the financial year is just around the corner, so there is still some time left before 30 June to review your superannuation. There are affordable ways to boost your retirement nest egg while trimming this year’s tax bill.
  Paul Clitheroe

• Paul Clitheroe - savings, simple strategies to grow them

  26 Apr 2013 | ipac Paul Clitheroe , investments , your money , Paul Clitheroe , my weekly view

  For a couple of years now the Reserve Bank has been telling us that Australians are focusing on saving rather than spending, and it seems our approach is paying off. Recent research from ING DIRECT shows the nation’s households now have cash savings worth an average of $15,427 – up from around $5,155 two years ago.
  Paul Clitheroe

• Paul Clitheroe - rethink your approach to credit cards

  22 Apr 2013 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  Debt problems don’t always have their foundation in overspending. A 2012 report by Wesley Mission found unemployment, illness and relationship breakdown are among the biggest causes of debt troubles.
  Paul Clitheroe

• Paul Clitheroe - big changes ahead for super

  12 Apr 2013 | ipac Paul Clitheroe , superannuation , Paul Clitheroe , my weekly view

  The recent announcement of changes to superannuation by the federal government won’t come as a surprise to many Australians. Hardly a year goes by without our system of retirement saving being fine-tuned.
  Paul Clitheroe