Paul Clitheroe

• Paul Clitheroe - to fix or not to fix

  18 May 2012 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  Prior to the Reserve Bank rate cut in early May, demand for fixed rate loans hit a four year high with around 15% of new loans involving a fixed rate. It’s too early to say how the recent rate cut will impact demand for fixed rates, but the current uncertain interest rate environment makes it essential to think carefully before you fix.
  Paul Clitheroe

• Paul Clitheroe - switching is getting easier and can be worthwhile

  14 May 2012 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  Australia is lucky to have a well regulated financial system with a wide range of institutions to choose from including the big banks, smaller customer owned banks, credit unions, building societies and non banks. Yet despite all this choice, we tend to stick with the same institution, even when we’re not happy with it.
  Paul Clitheroe

• Paul Clitheroe - low rates may cause a rethink on cash

  7 May 2012 | ipac Paul Clitheroe , investments , Paul Clitheroe , my weekly view

  The recent 0.5% cut to the official cash rate by the Reserve Bank of Australia (RBA) is good news if you have a home loan. But if you are an investor with cash on deposit, chances are that the rate your money earns will also head south.
  Paul Clitheroe

• Paul Clitheroe - shop around for financial products

  30 Apr 2012 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  Recent research by ING DIRECT found Australians are cashing in their personal possessions in a bid to boost income. One in ten of us sold some household items over the last year, with more planning to do so in the future.
  Paul Clitheroe

• Paul Clitheroe - mutual appeal

  23 Apr 2012 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  Competition among financial institutions is always good for consumers, and the new wave of ‘mutual banks’ could help more Australians enjoy a better deal.
  Paul Clitheroe