August 2012

• Paul Clitheroe - MoneySmart week, providing some great information on improving your finances

  27 Aug 2012 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  In the 30 years I have been working in the money business I’ve seen tremendous advances in the way ordinary Australian manage their personal finances. We’re budgeting more, saving more and reaping the rewards of shopping around to find the best deal on everything from groceries and power bills through to home loans and credit cards.
  Paul Clitheroe

• Paul Clitheroe - plugging the spending leaks

  17 Aug 2012 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  A worrying number of Australians live from pay cheque to pay cheque without a reasonable pool of cash savings. Part of the problem is that we often don’t have a firm rein on household spending – and unless you know where the money is going it’s hard to set cash aside on a regular basis.
  Paul Clitheroe

• Paul Clitheroe - super, get to know yours better

  13 Aug 2012 | ipac Paul Clitheroe , superannuation , your money , Paul Clitheroe , my weekly view

  According to a recent survey, 77% of Australians aren’t confident their super savings will be sufficient to fund a decent retirement. More worrying, many of us are relying on alternate, often radical, plans to fill the gap.
  Paul Clitheroe

• Paul Clitheroe - credit cards, getting a better deal

  7 Aug 2012 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  Make sure you’re sitting down before you open your next credit card statement. New reforms mean card issuers now have to show how long it will take to pay off the card balance if you stick with the minimum monthly repayments, and you could be looking at a timeframe spanning years – even decades.
  Paul Clitheroe