October 2011

• Paul Clitheroe - bigger deposits are better

  31 Oct 2011 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  According to comparison site RateCity, around 70% of home loans now require a deposit as low as 5% of the property’s value. But there are good reasons to build a more substantial deposit.
  Paul Clitheroe

• Paul Clitheroe - keeping on top of your money at Christmas

  24 Oct 2011 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  We certainly live in interesting times. The run up to Christmas is traditionally a period of big spending – and in some cases, overspending. But recent research shows that this year, many Australians are putting saving or debt reduction ahead of festive season spending.
  Paul Clitheroe

• Paul Clitheroe - swapping credit cards for a better deal

  17 Oct 2011 | ipac Paul Clitheroe , your money , Paul Clitheroe , my weekly view

  In the current competitive market, card issuers are offering plenty of low honeymoon rates particularly on card transfers, in a bid to poach your business from their competitors.
  Paul Clitheroe

• Paul Clitheroe - certainty for your super

  10 Oct 2011 | ipac Paul Clitheroe , superannuation , Paul Clitheroe , my weekly view

  As our system of employer paid superannuation continues on, many working Australians will amass a significant super nest egg over their working life. It’s important to have certainty over who inherits your super savings if you die prematurely because super cannot be bequeathed to loved ones in the same way as your home or other assets.
  Paul Clitheroe

• Paul Clitheroe - diversification made easy

  4 Oct 2011 | ipac Paul Clitheroe , investments , Paul Clitheroe , my weekly view

  The expression ‘never put all your eggs in one basket’ describes one of the key rules of investing. Right now plenty of Australians have significant funds invested in savings accounts and term deposits.
  Paul Clitheroe